Friday, 1 March 2019

A few tips if planning to view French property after 29 March

I had really hoped that by now we would have had a bit more clarity for Brexit as there are now only 28 more days to go. Alas, that was wishful thinking, so we go into the final month still not knowing what sort of deal will be agreed if one can be achieved at all.

Meanwhile, many of our UK buyers have decided that they will get on with their French dream regardless. Some have wasted time whilst they hoped for greater clarification, whilst others have thought 'enough is enough', lets just get on and live our lives and live the dream.

If you are planning a viewing visit post 29th March, here are a few tips to help you on your way.

From 29th March regardless of whether there is a deal or no deal, it is expected that any travel into Europe by road will require a 'Green Card'.
This will replace the European Certificates of Insurance that have traditionally been issued from UK insurance companies who have an agreement with the EU to allow UK citizens to travel under one simple certificate of insurance. The European Green Card should be free from your insurer. In addition to your UK driving licence, motorists may be required to purchase an International Driving Permit to be able to legally drive on European roads post-Brexit. This is most likely in the event of a no-deal Brexit. Anyone driving abroad will need one 3 months before they travel, and they are available from main Post Offices.

How up to date is your passport?
If there’s a no-deal Brexit, it is likely that you will not be allowed entry to the EU (except Ireland) if your passport is within 6 months of its expiry date.

Remember also, our diaries are pretty full at this time of the year, so please do not leave it too late before requesting a viewing visit, as you will possibly be too late.
We have around 175 properties for sale currently, 59 of which are in exclusivity, so roughly 1 in 3 which are effectively sole agency. The big advantage for you as a buyer dealing with a property that is listed on this basis is that we know exactly what is happening and can advise you accordingly. With multiple agency listings, (very common in France), the vendors can often forget to keep everyone in the loop, and even worse, an agreed sale in principle can be overturned by another agency! And to reassure you, all of our contracts, (Compromis de Vente) are prepared by a local Notaire, and all money (deposit and final balance) is paid direct to the Notaire.

Second referendum looks like the only solution to parliament stalemate

The Prime Minister will come back to the Commons with another tinkered with withdrawal agreement, changing a word here, re-phrasing a sentence there but essentially the same deal as before. If that gets knocked back by MPs once again, she will ask Parliament to approve or reject leaving with no deal. That will almost certainly get rejected, so then we go to her third vote in the sequence, to approve asking the EU for an extension to the Article 50 leaving date of March 29. However, with the EU not prepared to negotiate a new deal what is the point of extending the leaving date unless it is to seek another outcome.

Mrs May said there are three choices: Leave with a deal, leave with no deal or no Brexit. If Parliament rules out the first two then the only option remaining is the third.

If there is to be an extension to the leaving date and Parliament has exhausted its options, it can only be for the purpose of giving the people another say. That will no doubt cause uproar among the hardened leave supporters who say we made our decision and we should stick to it. Get on with leaving. But what is wrong with asking people, almost three years later, if they still feel the same? The situation has changed. We are no longer bombarded with jingoistic slogans from Boris Johnson and Co.

The arguments have moved way beyond Nigel Farage, UKIP and their mistrust of foreigners. The warnings that were dismissed with a snort about huge firms leaving the UK are coming to pass. Multi-national companies who are closing facilities, moving operations, shifting assets and cutting jobs as a result of Brexit has grown ever since the vote in June 2016. Nissan, Jaguar and Honda in the car industry. Airbus in aviation engineering, Barclays and Goldman Sachs in finance, Panasonic and Philips in electronics. Even Dyson, whose boss was a strong campaigner to leave, is off to Singapore. The NHS is facing staff shortages that will last longer than the short-term worries over medicines and supplies.

So why would anyone want to deny people the opportunity to re-think their decision, unless it because you are worried they have seen through the lies and want to change their mind.

Trust in and respect for parliament would be lost and never recovered we are told. There’s not much trust and respect there at the moment if we are being honest.

The people have spoken and Parliament should get on with it we are told.

MPs are not there simply to do as they are told. They are representatives and if they think the country is making a mistake they have a responsibility to say so. MPs are not delegates, simply carrying out instructions from their constituents, they have a far greater responsibility than that.

Article by Stewart Paterson

Monday, 11 February 2019

February - the month of romance

February – the month of romance, with Valentine’s Day falling on Thursday 14th. Is this going to be the month that we can help you fall in love with one of our French properties for sale?

We certainly have a great selection, currently over 175 properties on the site, of which 58 are on Exclusive mandats with our agency. Explore the website to see what has changed since you last browsed.

This month is also a great time to view, with the temperatures and the light quality at its worst. No doubt about it, if you like a property in February, you will love it when bathed in sunshine in the summer months.

Constantly in our focus, at the moment, is the Brexit scenario. Obviously it impacts significantly for UK buyers, and the £ enjoyed a mini revival until 29th January and the MPs votes on the various amendment proposals in Parliament. But also, Europe is massively involved, although the consequences for the EU nations of Britain crashing out are not as harsh as they would be for the UK.

On the subject of a referendum, there is talk in France of the Loire Atlantique region to rejoin Brittany. The Government has been asked to consent to a public vote. I hope they know what they are letting themselves in for ....

The PUMA was designed to replace the Couverture Maladie Universelle (CMU) but it goes further in that it is compulsory for any French tax resident who is not affiliated to mainstream French social security or that of another territory for health purposes. The contribution applies to all investment income (revenus du patrimoine) at a rate of 8% after an annual allowance of €9,933 (2018) per person.

Saturday, 26 January 2019

Why now is the time to spring clean your agents !

Spring – is known as the season of rebirth, revitalisation and regeneration. It’s a time of the year where clean-ups and clear-outs are popular. It’s called a spring clean for a reason, after all.

Whilst we are still in January, Spring is appearing on the horizon, and you should start forward planning. Why?

The property market tends to be better in the Spring, and hopefully we will soon have Brexit and its associated problems behind us.

As we march onwards deeper into 2019 many of you should be asking if you are getting the best from your estate agents?

Being with several agents may appear to be the sensible option, and "widening" your chances of a sale. But the statistics actually suggest the opposite. Working with an agent on a sole agency (or Exclusive mandat) generally ensures a faster sale and achieves a higher price.

Our agency is consistently selling more properties that we have in exclusivity in comparison to "simple" mandats where there are a number of competing agencies.

Your property is unique - so why devalue the property by offering the property to a number of agents, who then advertise the property at varying prices (because of their different fee structures), and use a mixed bag of images, (some bad and some truly awful).

Far better to entrust your sale to one top notch agency who will present your property professionally, invest via their marketing budget, to achieve a sale as quickly as possible for the best possible price.

We await your call, or e-mail us at for more details.

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Allez Francais - French Property Agents - Property for sale in south west France

Tel. +33 (0)5 55 28 46 40


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